What’s most important to you? Easy access to your cash—or earning interest on it? As your business banking partner, we want to make sure you find the mix that makes the most sense for your business needs. We offer two Business Savings accounts to choose from. Each offers competitive rates, convenient access and the security of FDIC insurance. Turn to our expert Business Bankers to help you select the best account for you.
|Savings Accounts||Business Savings||Business Money Market Savings|
|Minimum Opening Deposit||$10||$10|
|Minimum Balance Required||$100*||$1,500|
|Interest||.05%||Earn interest on tiered basis|
|Service Charge (if minimum balance is not met)||$5 monthly fee if minimum daily balance drops below $100||$10 monthly fee if minimum daily balance drops below $10,000 and no GF Checking|
NOTE: The above savings plans are statement accounts. A monthly statement will be produced.
Certificate of Deposit (CD)
Our Certificates of Deposits offer guaranteed yields, flexibility, and the safety of FDIC insurance. That’s because you lock in a high yield that’s guaranteed from the day you open the account until the day it matures. You know exactly what return you’ll get and when you’ll get it.
We offer Certificates of Deposit in a broad range of maturities, each designed with a particular goal in mind and for as little as $500, you can open your own CD. Check our current rates or request a CD Rate Quote from one of our Relationship Bankers today at 937-548-4158.
Short-Term CDs. Our 6 – 18 month medium-term CDs offer you higher yields than savings accounts.
Long-Term CDs. If you have a long-term outlook, our CDs with maturities of 2 – 5 years, rewards you with the highest yields we have to offer.
- Penalty may be imposed for early withdrawal
- Insured by Federal Deposit Insurance Corporation for up to $250,000 per depositor