Personal Savings Accounts



  • No quarterly service fee with a $100 or more daily minimum balance
  • Only a $3 quarterly service fee for balances under $100
  • No minimum balance required for:

Students age 23 or under
Customers with a Golden Buckeye Card
Non-profit organizations (Federal ID# required)



  • No monthly service fee with a minimum $10,000 daily balance and GF checking
  • $10 monthly service fee for minimum daily balance below $10,000 and no GF checking
  • Pays tiered interest on balances of

$0 – $24,999.99
$25,000 – $49,999.99
$50,000 – $74,999.99
$75,000 +

Minimum initial deposit is $10 (may result in service fee).

The above savings plans are statement accounts. A monthly statement will be produced; a quarterly statement will be produced if no activity occurs during the month.


Christmas Club

  • Make deposits on your schedule or
  • Schedule weekly automatic deposits from your GF checking or savings
  • Each October, the balance plus interest will be deposited directly to another GF account