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Checking Accounts |
Savings Accounts |
CDs & IRAs |
Current Rates |
Calculators
Savings Accounts | Money Market Savings Elite | Christmas Club
Direct Teller | Safe Guard | Additional Services
All About Our Savings Accounts
SAVINGS ACCOUNT
|
$100 and over Below $100 |
- 0 - $ 3.00 |
MONEY MARKET SAVINGS ELITE
Interest Rate / Annual Percentage Yield Tiers
| $ 0 - 4,999.99 5,000 - 19,999.99 20,000+ |
for current Interest Rates or click here |
NOTE: The above savings plans are statement accounts. A monthly statement will be produced; a quarterly statement will be produced if no account activity occurs during the month.
Account holders with a Golden Buckeye Card:
CHRISTMAS CLUB
Various club plans are available. Interest is compounded daily. If you desire, the amount of your weekly club payment may be automatically deducted from your Greenville Federal Checking or Savings Account.
In October each year, a check for your account balance plus interest is mailed to you. You may request your Christmas Club's ending balance to be transferred to an existing Greenville Federal Account.
Teller Direct
Greenville Federal's Teller Direct uses state of the art technology to provide you a 24-hour information service that is close as the nearest touch tone telephone.
You may obtain:
- Account balances
- Savings and Checking account history
- Year-to-date interest received / paid
- Savings account history
- Previous year-to-date interest received / paid
- Fax of your 30-day checking history (1 free per statement cycle; additional faxed statement: $ 5.00)
You may transfer funds between your Greenville Federal Checking and Savings Accounts and Home Equity Line-of-Credit.
Note: Due to regulatory requirements, only six electronic transfers from/to savings accounts are allowed per statement cycle.
Safe Guard
Safe Guard offers you an alternative to surprise overdrafts on your checking account. With your Safe Guard on duty, funds are automatically transferred from your Greenville Federal:
- Savings Account
- Alternative Checking Account
- Previously established Line-of-Credit Account
Safe Guard helps protect valued customers from the embarrassment of returned checks.
- $10.00 Per day transaction fee whenever a transfer to your checking is needed
STAR ATM CARD
There are no limitations on the number of times and dollar amounts you may deposit or transfer between your accounts.
You may withdraw up to $200, or the available balance of your account, whichever is less, each day.
Fees for Star ATM Card Transactions
All transactions at:
Student Account Holders, 23 years of age & under:
Fees assessed when applicable
| Per-check fee for third party check returned to Greenville Federal |
$10.00 |
| Per-check fee when a customer's check is returned for non-sufficient funds |
$24.00 |
| Copy of statements |
$1.00 |
| Cashiers check |
$5.00 |
| Teller check |
$1.00 |
| Outgoing wire transfer |
$20.00 |
| Incoming wire transfer |
$10.00 |
| Account balancing assistance (per hour) |
$11.00 |
| Account research, (per hour, 1 hour minimum) |
$11.00 |
| Research copies (per page) |
$0.25 |
| Court ordered withdrawals, garnishment, or similar items, one time only |
$11.00 |
| Court ordered withdrawals, etc., weekly |
$5.00 |
GF Online Banking Service Fees
| Online Banking Usage for Checking Customers |
Free! |
| Online Banking Usage for Non-Checking Customers |
$2.00 per month |
| Bill-Pay for Generations Gold Checking Customers |
Free on One Account |
| Bill-Pay for Free Checking Customers |
Free if paying 3 bills per mo otherwise $4.95 per mo |
| Online Bill-Pay Stop Payment |
$25.00 |
| Online Bill-Pay Non-sufficient Funds |
$49.00 |
| Multiple access IDs for same account |
$2.00 per ID per month |
INTEREST PAYMENT AND BALANCE COMPUTATION METHODS
Your interest rate and annual percentage yield may change. At our discretion we may change the interest rate on your account. We may change the interest rate on all savings plans weekly.
Interest on all accounts in this brochure is compounded daily. Interest is credited quarterly on Savings Accounts and once a year on Christmas Club Accounts.
To obtain the annual percentage yield, you must maintain a minimum balance of $1.00 in the account each day. Interest begins to accrue on the business day you deposit non-cash items. If you close the account before interest is credited, you will receive the accrued interest.
We use the average daily balance method to compute interest on all accounts. This method applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The period we use for Savings Accounts is quarterly. The period we use for Christmas Club Accounts is yearly.
