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Current Rates

Certificates of Deposit | Savings and Checking Accounts
Single Family-Owner Occupied Loan Rates

CD Rates

Regular CDs
$1,000 Min to Open
IRA CDs
$1,000 Min to Open
Term
(months)

03 - 05
06 - 11
12 - 23
24 - 35
36 - 47
48 - 59
60 - 66
Interest
Rate


Annual
Percentage
Yield
2.00% 2.02%
2.10% 2.12%
2.35% 2.38%
2.65% 2.69%
2.80% 2.84%
3.00% 3.05%
3.45% 3.51%
Interest
Rate


Annual
Percentage
Yield
2.05% 2.07%
2.15% 2.17%
2.40% 2.43%
2.70% 2.74%
2.85% 2.89%
3.05% 3.10%
3.50% 3.56%

add 0.05% to above interest rates if you have a Greenville Federal Checking Account.

add 0.15% to above interest rates if you have a Greenville Federal Checking Account
and an initial deposit of $100,000.

CD special
2.60 APY%, 4 Months, 4.75 APY%, 54 Months, Minimum Bal $10,000

New money or Greenville Federal checking account required

Interest Rates and Annual Percentage Yields are current as of September 2, 2008.
Rates are subject to change at anytime without notice.
CDs are subject to penalty for early withdrawal.

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Savings and Checking Accounts
Account Type Interest
Rate
Annual
Percentage
Yield
Minimum
Deposit
To Open
Savings 0.60% 0.60% $ 10
Christmas Clubs 0.50% 0.50% Varies
Money Market Savings Elite
$0 - $ 4,999.99
$5,000 - $19,999.99
$20,000 - and over
0.50%
0.70%
0.90%
0.50%
0.70%
0.90%
$ 10
Platinum Savings
$0 - $24,999.99
$25,000 - $49,999.99
$50,000 - $74,999.99
$75,000 and over
0.50%
1.25%
1.50%
2.50%
0.50%
1.26%
1.51%
2.53%
$ 10
Generations Gold Checking
$1,500 - $4,999.99
$5,000 - and over
0.50%
0.65%
0.50%
0.65%
$ 50
Fees may reduce the yield on the above accounts.
$1 minimum balance to obtain APY, with the exception of
Generations Gold Checking, $1500 minimum balance to obtain APY.

Interest Rates and Annual Percentage Yields are current as of September 2, 2008.
Rates are subject to change at anytime without notice.


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Count on your friends and neighbors at Greenville Federal to continue providing funds for homebuyers and hometown mortgage servicing. Call Earl, Bill, Matt, Nicki, Darcy or Mandy today.

Single Family-Owned Occupied Loan Rates

15 Year Fixed Rate

Rate

APR*

Points

Pymt/1000
5.375% 5.761%

2

$8.10

5.625% 5.855%

1

$8.24

5.875% 5.949%

0

$8.37

1 Year Adjustable Rate

Rate

APR*

Points

Caps

Margin

Pymt/1000
5.250% 5.521%

0

2/2/6

3.00%

$5.52

20 Year Fixed Rate

Rate

APR*

Points

Pymt/1000
5.750% 6.060%

2

$7.02

6.000% 6.185%

1

$7.16

6.250% 6.309%

0

$7.31

3/1 Year Adjustable Rate

Rate

APR*

Points

Caps

Margin

Pymt/1000
5.500% 5.543%

0

2/2/6

3.00%

$5.68

30 Year Fixed Rate

Rate

APR*

Points

Pymt/1000
6.000% 6.235%

2

$6.00

6.250% 6.391%

1

$6.16

6.500% 6.545%

0

$6.32

5/1 Year Adjustable Rate

Rate

APR*

Points

Caps

Margin

Pymt/1000
5.750% 5.639%

0

2/2/6

3.00%

$5.84

rates above require an auto debit from your Greenville Federal checking account

Closing Cost


Cost Collected At Application

Darke Co.

Other Co.

Appraisal
Credit Report
Freddie Mac LP Fee
Flood Zone Certification

Total Cost

$ 220.00
23.50
17.00
8.00
______
$ 268.50

$ 250.00
23.50
17.00
8.00
______
$ 298.50

Cost Collected At Closing
Underwriting Fee
Closing Fee
Title Examination
Recording Fee
Flood Zone Life of Loan

Total Cost

$ 350.00
100.00
220.00
136.50
4.00
_______
$810.50

$1,079.00

$ 350.00
100.00
275.00
136.50
4.00
_______
$865.50

$1,164.00

Purchase
No Cash Refinance
Cash Out Refinance

Max LTV
Max LTV
Max LTV

95%
95%
70%

PMI required on LTV over 80%

*APR on fixed rate loans calculated on terms of 15, 20, 30 years respectively.
Arms on 30 year term, Loan amount of $100,000, 80% LTV,
closing on first day of month

Loans rates and closing cost are current as of September 2, 2008.
Loan rates and closing cost subject to change without notice.

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