|
|
 |
Current RatesCD Rates
|
Regular CDs
$1,000 Min to Open
|
IRA CDs
$1,000 Min to Open
|
Term
(months)
|
| 03 - 05 |
| 06 - 11 |
| 12 - 23 |
| 24 - 35 |
| 36 - 47 |
| 48 - 59 |
| 60 - 66 |
|
Interest
Rate
|
Annual
Percentage
Yield |
| 2.00% |
2.02% |
| 2.10% |
2.12% |
| 2.35% |
2.38% |
| 2.65% |
2.69% |
| 2.80% |
2.84% |
| 3.00% |
3.05% |
| 3.45% |
3.51% |
|
Interest
Rate
|
Annual
Percentage
Yield |
| 2.05% |
2.07% |
| 2.15% |
2.17% |
| 2.40% |
2.43% |
| 2.70% |
2.74% |
| 2.85% |
2.89% |
| 3.05% |
3.10% |
| 3.50% |
3.56% |
|
add 0.05% to above interest rates if you have a Greenville Federal Checking Account.
add 0.15% to above interest rates if you have a Greenville Federal Checking Account and an initial deposit of $100,000.
CD special
2.60 APY%, 4 Months,
4.75 APY%, 54 Months,
Minimum Bal $10,000
New money or Greenville Federal checking account required
Interest Rates and Annual Percentage Yields are current as of September 2, 2008. Rates are subject to change at anytime without notice. CDs are subject to penalty for early withdrawal.
Page Menu
Savings and Checking Accounts
| Account Type |
Interest
Rate |
Annual
Percentage
Yield |
Minimum
Deposit
To Open |
| Savings |
0.60% |
0.60% |
$ 10 |
| Christmas Clubs |
0.50% |
0.50% |
Varies |
Money Market Savings Elite
$0 - $ 4,999.99
$5,000 - $19,999.99
$20,000 - and over |
0.50%
0.70%
0.90% |
0.50%
0.70%
0.90% |
$ 10 |
Platinum Savings
$0 - $24,999.99
$25,000 - $49,999.99
$50,000 - $74,999.99
$75,000 and over |
0.50%
1.25%
1.50%
2.50% |
0.50%
1.26%
1.51%
2.53% |
$ 10 |
Generations Gold Checking
$1,500 - $4,999.99
$5,000 - and over |
0.50%
0.65% |
0.50%
0.65% |
$ 50 |
Fees may reduce the yield on the above accounts. $1 minimum balance to obtain APY, with the exception of Generations Gold Checking, $1500 minimum balance to obtain APY.
Interest Rates and Annual Percentage Yields are current as of September 2, 2008. Rates are subject to change at anytime without notice.
Page Menu
Count on your friends and neighbors at Greenville Federal to continue providing funds for homebuyers and hometown mortgage servicing. Call Earl, Bill, Matt, Nicki, Darcy or Mandy today.
Single Family-Owned Occupied Loan Rates
|
15 Year Fixed Rate
|
|
Rate
|
APR*
|
Points
|
Pymt/1000 |
| 5.375% |
5.761% |
2
|
$8.10
|
| 5.625% |
5.855% |
1
|
$8.24
|
| 5.875% |
5.949% |
0
|
$8.37
|
|
|
1 Year Adjustable Rate
|
|
Rate
|
APR*
|
Points
|
Caps
|
Margin
|
Pymt/1000 |
| 5.250% |
5.521% |
0
|
2/2/6
|
3.00%
|
$5.52
|
|
|
20 Year Fixed Rate
|
|
Rate
|
APR*
|
Points
|
Pymt/1000 |
| 5.750% |
6.060% |
2
|
$7.02
|
| 6.000% |
6.185% |
1
|
$7.16
|
| 6.250% |
6.309% |
0
|
$7.31
|
|
|
3/1 Year Adjustable Rate
|
|
Rate
|
APR*
|
Points
|
Caps
|
Margin
|
Pymt/1000 |
| 5.500% |
5.543% |
0
|
2/2/6
|
3.00%
|
$5.68
|
|
|
30 Year Fixed Rate
|
|
Rate
|
APR*
|
Points
|
Pymt/1000 |
| 6.000% |
6.235% |
2
|
$6.00
|
| 6.250% |
6.391% |
1
|
$6.16
|
| 6.500% |
6.545% |
0
|
$6.32
|
|
|
5/1 Year Adjustable Rate
|
|
Rate
|
APR*
|
Points
|
Caps
|
Margin
|
Pymt/1000 |
| 5.750% |
5.639% |
0
|
2/2/6
|
3.00%
|
$5.84
|
|
rates above require an auto debit from your Greenville Federal checking account
Closing Cost
Cost Collected At Application
|
|
Darke Co.
|
Other Co.
|
Appraisal
Credit Report Freddie Mac LP Fee
Flood Zone Certification
Total Cost |
$ 220.00
23.50
17.00
8.00
______
$ 268.50
|
$ 250.00
23.50
17.00
8.00
______
$ 298.50
|
|
Cost Collected At Closing
|
Underwriting Fee
Closing Fee
Title Examination
Recording Fee
Flood Zone Life of Loan
Total Cost |
$ 350.00
100.00
220.00
136.50
4.00
_______
$810.50
$1,079.00
|
$ 350.00
100.00
275.00
136.50
4.00
_______
$865.50
$1,164.00
|
Purchase
No Cash Refinance
Cash Out Refinance
|
Max LTV
Max LTV
Max LTV
|
95%
95%
70%
|
PMI required on LTV over 80%
|
*APR on fixed rate loans calculated on terms of 15, 20, 30 years respectively.
Arms on 30 year term, Loan amount of $100,000, 80% LTV,
closing on first day of month
Loans rates and closing cost are current as of September 2, 2008. Loan rates and closing cost subject to change without notice.
Page Menu
|
 |
|