Greenville Federal loan officers know mortgages – and how to help home buyers swing the purchase of their new homes. And we know how to help current homeowners refinance their mortgages.
Of course, we have a full complement of fixed- and adjustable rate mortgages. Check our rates to see which loan best fits your need – or ask one of our loan officers for assistance. ( Email or call us, at 937-548-4158.)
But while you’re shopping, take a look at Greenville Federal’s Bi-Weekly Mortgage. An example of our willingness – and ability – to develop mortgage loans that actually help home buyers, Greenville Federal’s Bi-Weekly Mortgage has many advantages:
- Instead of making one mortgage payment each month, you’ll make a half-size payment every two weeks.
- Because you’ll make smaller payments more often, the amount you owe (the principal) will be reduced faster.
- As a result, you’ll build equity in your home much faster, which means you’ll be mortgage-free years sooner.
- There’s more good news, too: You’ll save thousands of dollars in interest over the life of the loan.
Here’s what else you need to know about Greenville Federal mortgages:
- Your downpayment can be as low as $500 on qualifying mortgages.
- You can pre-qualify for a Greenville Federal mortgage. A pre-qualification – the assurance that you have a Greenville Federal mortgage – is a valuable bargaining tool when you begin negotiating with a home seller.
- You can apply for a mortgage in three ways:
1) At any Greenville Federal office.
2) Our traveling loan officer, Earl Hightower, will bring the application to you at your home or office – or to your Realtor’s office, whichever is most convenient. He’ll answer any questions you have, too. Call Earl at 937-692-8802 or toll free at 1-888-751-7873.
3) Or you can email or call (937-548-4158) Bill, Nicki, Matt or Darcy; they’re our “in-house” loan officers, and they’ll be happy to help.
- If you’re building a new home, you can benefit from our construction loan-mortgage loan package. You’ll have just one loan closing, a significant convenience that also allows you to lock in your mortgage rate at the construction loan closing.
Greenville Federal’s lending area includes the following counties in Ohio – Darke, Auglaize, Mercer, Miami, Preble and Shelby – and Randolph and Wayne counties in Indiana.
Happy home buying!